Welcome to ACCESS Capital Now, LLC. By accessing or using this website ("Site"), you agree to be bound by these Terms of Use ("Terms") and our Privacy Policy, which is incorporated herein by reference. Together, these documents govern your relationship with ACCESS Capital Now, LLC in connection with your use of this Site. If you do not agree with any part of these Terms, please do not use this Site. The terms "ACCESS Capital Now," "we," "us," or "our" refer to ACCESS Capital Now, LLC, a private money brokerage operating in the State of Florida. The term "you" refers to the user or visitor of this Site. 1. Nature of Our Services ACCESS Capital Now, LLC is a private money brokerage. We connect real estate investors, developers, and operators with third-party private lending partners. We do not directly lend capital, make credit decisions on behalf of lenders, or guarantee the availability or terms of any financing. Nothing on this Site constitutes a commitment to lend, an offer of credit, or a guarantee of loan approval. All capital access conversations, deal assessments, and lender introductions are subject to the specific requirements, underwriting criteria, and approval processes of our third-party lending partners. The information on this Site is provided for general informational purposes only and does not constitute financial, legal, or investment advice. You should consult qualified financial and legal professionals before making any investment or financing decisions. 2. Accuracy of Information We make reasonable efforts to ensure that the information on this Site is accurate and current. However, we make no warranties or representations — express or implied — as to the accuracy, completeness, timeliness, suitability, or reliability of any content on this Site for any particular purpose. Loan parameters, deal structures, interest rates, and program availability referenced on this Site are provided for illustrative purposes and are subject to change without notice. Actual terms are determined on a deal-by-deal basis by our lending partners and may differ materially from any ranges or examples shown. You acknowledge that reliance on any information found on this Site is at your own risk. ACCESS Capital Now expressly disclaims liability for any inaccuracies, errors, or omissions in the content of this Site to the fullest extent permitted by applicable law. 3. No Professional or Fiduciary Relationship Your use of this Site and any communications with ACCESS Capital Now do not create an attorney-client, financial advisor-client, or fiduciary relationship of any kind. Information shared during an initial inquiry or consultation is not privileged and does not obligate ACCESS Capital Now to represent your interests in any formal capacity. ACCESS Capital Now acts as a private money broker — facilitating introductions between borrowers and lenders. Any decision to proceed with a specific lender or capital structure is made independently by you and your chosen lending partner. 4. Use of This Site You agree to use this Site only for lawful purposes and in a manner consistent with all applicable local, state, federal, and international laws and regulations. You agree not to: Use the Site for any fraudulent, deceptive, or misleading purpose Attempt to gain unauthorized access to any part of the Site or its underlying systems Transmit any harmful, offensive, or disruptive content through the Site Use automated tools, bots, or scrapers to collect data from the Site without our express written consent Impersonate any person or entity or misrepresent your affiliation with any person or entity Interfere with or disrupt the integrity or performance of the Site Unauthorized or improper use of this Site may result in civil liability and/or criminal prosecution under applicable law. 5. Intellectual Property All content on this Site — including but not limited to text, copy, design, layout, graphics, logos, images, and the ACCESS Capital Now brand and name — is owned by or licensed to ACCESS Capital Now, LLC and is protected by applicable intellectual property laws. You may view and print content from this Site for your personal, non-commercial use only. You may not reproduce, distribute, modify, republish, display, transmit, or create derivative works from any content on this Site without our prior written consent. All trademarks, service marks, and trade names displayed on this Site are the property of their respective owners. Nothing on this Site should be construed as granting any license or right to use any trademark without the prior written permission of the owner. 6. Third-Party Links This Site may contain links to third-party websites, platforms, or resources for your convenience and reference. These links do not constitute an endorsement of those sites or their content by ACCESS Capital Now. We have no control over, and assume no responsibility for, the content, privacy practices, or availability of any third-party sites. Your access to and use of any linked third-party site is at your own risk and subject to that site's own terms and conditions. We encourage you to review the terms and privacy policies of any external sites you visit. 7. Linking to This Site You may not create a hyperlink to this Site from another website, document, or digital platform without the prior written consent of ACCESS Capital Now, LLC. Any approved link must not suggest affiliation, endorsement, or sponsorship by ACCESS Capital Now unless expressly agreed upon in writing. 8. Disclaimer of Warranties This Site is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. To the fullest extent permitted by applicable law, ACCESS Capital Now disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components. We do not warrant that any information on the Site is complete, accurate, or up to date. 9. Limitation of Liability To the fullest extent permitted by applicable law, ACCESS Capital Now, LLC, its members, officers, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from or related to your use of — or inability to use — this Site or any content found on it. This includes, without limitation, damages resulting from reliance on information presented on this Site, errors or omissions in content, delays or interruptions in service, or any loss of data or business opportunity. 10. Indemnification You agree to indemnify, defend, and hold harmless ACCESS Capital Now, LLC and its members, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses — including reasonable legal fees — arising out of or in any way connected with your use of this Site, your violation of these Terms, or your violation of any applicable law or third-party right. 11. Privacy Your use of this Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand how we collect, use, and protect your personal information. 12. Google Remarketing and Advertising Disclosure This Site uses Google remarketing pixels and cookies to re-engage visitors who have previously interacted with our Site. Google may serve our ads on third-party websites based on prior visits to this Site. You may opt out of Google's use of advertising cookies by visiting Google's Ads Settings at www.google.com/settings/ads. This website is not affiliated with, endorsed by, or supported by Facebook or Meta Platforms, Inc. in any way. Facebook is a trademark of Meta Platforms, Inc. 13. Governing Law and Dispute Resolution These Terms and any dispute arising from your use of this Site shall be governed by and construed in accordance with the laws of the State of Florida and the laws of the United States of America, without regard to conflict of law principles. Any disputes arising under or related to these Terms shall be resolved exclusively in the state or federal courts located in Miami-Dade County, Florida. By using this Site, you consent to the personal jurisdiction of those courts. 14. Modifications to These Terms ACCESS Capital Now reserves the right to modify these Terms at any time. When we do, we will update the "Last Updated" date at the top of this page. Your continued use of the Site following any modification constitutes your acceptance of the updated Terms. We encourage you to review these Terms periodically. If a modification is material, we will make reasonable efforts to provide notice — which may include a notice on the Site or via email if you have provided your contact information. 15. Severability If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision shall be modified to the minimum extent necessary to make it enforceable, or severed from these Terms if modification is not possible. All remaining provisions shall continue in full force and effect. 16. Entire Agreement These Terms, together with our Privacy Policy, constitute the entire agreement between you and ACCESS Capital Now, LLC with respect to your use of this Site and supersede all prior agreements, understandings, or representations relating to the same subject matter. 17. Contact Us If you have any questions about these Terms of Use, please contact us: ACCESS Capital Now, LLC South Florida, Florida Website: www.accesscapitalnow.com Email: ashley@accesscapitalnow.com Phone: 305- -4483 We're committed to transparency in everything we do — including how we operate this Site and engage with the people who visit it. ACCESS Capital Now, LLC | Strategic Private Capital for Real Estate Investors & Developers © 2026 ACCESS Capital Now, LLC. All rights reserved.